﻿{"id":397,"date":"2021-10-25T08:49:25","date_gmt":"2021-10-25T05:49:25","guid":{"rendered":"http:\/\/www.hasanfehmikinay.net\/?p=397"},"modified":"2021-10-25T08:49:25","modified_gmt":"2021-10-25T05:49:25","slug":"merkez-bankasi-faiz-indirimi-ve-etkisi","status":"publish","type":"post","link":"https:\/\/www.hasanfehmikinay.net\/index.php\/2021\/10\/25\/merkez-bankasi-faiz-indirimi-ve-etkisi\/","title":{"rendered":"Merkez Bankas\u0131 Faiz \u0130ndirimi ve Etkisi"},"content":{"rendered":"\n<p>D\u00f6viz piyasas\u0131 faiz indirimine gere\u011finden fazla tepki veriyor. Asl\u0131nda faiz karar\u0131ndan daha \u00e7ok para arz\u0131n\u0131n fiyatlanmas\u0131 gerekir. Hen\u00fcz para arz\u0131nda bir geni\u015fleme olmam\u0131\u015fken bu tela\u015f niye? Faiz indiriminin olma ihtimalini dahi a\u015f\u0131r\u0131 fiyatlayan bir piyasayla kar\u015f\u0131 kar\u015f\u0131yay\u0131z.<\/p>\n\n\n\n<p>Dolar kurunun 50 g\u00fcnl\u00fck ortalamas\u0131 8,75 TL. 200 g\u00fcnl\u00fck ortalamas\u0131 ise 8,25 TL seviyesinde. Olmas\u0131 gerekenden 1 TL daha fazla bedelle dolar almak isteyenler buyursun als\u0131nlar.<\/p>\n\n\n\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fc faizlerin d\u00fc\u015f\u00fcr\u00fclmesiyle birlikte daha efektif ve belirleyici olacakt\u0131r. Bankalar\u0131m\u0131z\u0131n likidite oranlar\u0131 g\u00fc\u00e7l\u00fcd\u00fcr. Hareketli t\u00fcrev piyasalardan reel sekt\u00f6re kaynak art\u0131rarak i\u015flevlerini daha iyi yerine getireceklerdir.<\/p>\n\n\n\n<p>Ayr\u0131ca Yurti\u00e7i \u00dcFE ile Dolar kuru art\u0131\u015f\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131m\u0131zda 2021 y\u0131l\u0131 i\u00e7in reel olarak \u00fcr\u00fcn fiyatlar\u0131n\u0131n kurlardan daha fazla artt\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz.E\u011fer kredi faizleri d\u00fc\u015f\u00fcr\u00fclmeseydi \u00fcretici fiyatlar\u0131 salg\u0131n, kur ve faiz oranlar\u0131n\u0131n etkisiyle daha da artacakt\u0131.<\/p>\n\n\n\n<p>Kamu kesiminin faiz giderleri azald\u0131\u011f\u0131nda di\u011fer alanlara daha fazla b\u00fct\u00e7eden pay ayr\u0131lacakt\u0131r. Daha da \u00f6nemlisi \u00f6zel sekt\u00f6r\u00fcn mevcut bor\u00e7 y\u00fck\u00fc faiz oranlar\u0131 d\u00fc\u015ft\u00fck\u00e7e azalacakt\u0131r. Desteklememiz gereken faiz indirimidir. Faiz art\u0131\u015f\u0131n\u0131n enflasyonu d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcne inanmak ilizyondur.<\/p>\n\n\n\n<p>Ekonomimizi dolar kurlar\u0131na rehin veremeyiz. Keza faiz oranlar\u0131yla b\u00fcy\u00fck bir ekonomik sistem de y\u00f6netilemez. Faizsiz finans ara\u00e7lar\u0131yla g\u00fc\u00e7lendirilmi\u015f bir finans piyasas\u0131 in\u015faa etmemiz gerekiyor. SPK b\u00fcnyesinde ayr\u0131 bir \u0130slami Finans Dairesi kurulmal\u0131d\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dolar kurunun 50 g\u00fcnl\u00fck ortalamas\u0131 8,75 TL. 200 g\u00fcnl\u00fck ortalamas\u0131 ise 8,25 TL seviyesinde. Olmas\u0131 gerekenden 1 TL daha fazla bedelle dolar almak isteyenler buyursun als\u0131nlar.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-397","post","type-post","status-publish","format-standard","hentry","category-yazilar"],"_links":{"self":[{"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/posts\/397"}],"collection":[{"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/comments?post=397"}],"version-history":[{"count":1,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/posts\/397\/revisions"}],"predecessor-version":[{"id":398,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/posts\/397\/revisions\/398"}],"wp:attachment":[{"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/media?parent=397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/categories?post=397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hasanfehmikinay.net\/index.php\/wp-json\/wp\/v2\/tags?post=397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}